Product Overview
Elevate your business with our secure, seamless, and efficient SmartPay Collection Solution. Experience hassle-free transactions, and enjoy a robust and customisable solution tailored to your unique business needs.
Get
Rewards
1 reward point on every 100 spends on debit card
Get
15% discount
1 reward point on every 100 spends on debit card
Get
Free
Cash withdrawal on Utkarsh Bank ATMs
- Easy Integration: - With plugins for all major platforms and languages, integrate and go live with SmartPay.
- 100+ Payment Modes: - Offer your customers the luxury of various payment modes including Credit & Debit Cards, Net-banking, UPI, Wallets, etc.
- API-Driven : -Build your business to scale with complete API-driven automation that requires zero manual intervention.
- Dashboard Reporting : -: Real-time data and insights on your dashboard to help you make informed business decisions.
- Secure : -PCI DSS compliant, built-in RMS,and Fraud Risk Management engine. Tokenisation is supported as per RBI guidelines.
- Multi Payment Mode: - Widest payment options, including 50+ Net Banking options, Cards, UPI, Wallets, and EMI on Debit Cards.
- Payment Links: - Easiest and fastest way to receive payments from your customers. Send a link over SMS, E-mail, and WhatsApp and collect online payments instantly.
- Payment Pages : -Build web pages with customised contents, and ready-to-use templates. Create forms easily & share them with the customers via SMS and Email.
- Instant Refunds : -Perform instant customer refunds to ensure better serviceability.
- Subscriptions: -Automate recurring payments for your customers.
For detailed fees and charges please contact your Relationship Manager or visit your nearest branch.
Loan calculator
|
Interest Rate 8.00% |
Interest Earned 3,50,452 |
|
Maturity Value 13,50,452 |
Maturity Date 20 Apr 2023 |
|
(Indicative interest rates for calculation only. click here for latest rates.) |
|
FAQs
SmartPay is a complete payments platform designed for your business payment needs – collect payments and do more. SmartPay offer multiple payment option and various value added features all with single integration
SmartPay supports over 100+ payment modes including Credit and Debit Cards [Visa, Mastercard, RuPay etc], Net Banking, UPI, Online Wallets.
SmartPay helps you accept online payments from customers across Desktop, Mobile Web, Android, & iOS. Additionally by using SmartPay Payment Links, you can collect payments across multiple channels like SMS, Email & Messenger. We also support S2S integration for PHP, Ruby, Python, .NET, Nodejs, Java.
If you already have a website you can directly integrate with SmartPay solution. If not, collect payment without website using SmartPay Payment Link or SmartPay Payment Form.
SmartPay Payment Links are easiest way to collect digital payments from your customers. It is a no-code solution through which you can send a link to your customers. Enter the name of the customer, mobile number, email and the amount due and send the generated link to the person who needs to pay you.
Setting this up and collecting payments through Links is easy, requires no technical efforts and enables payment collection without any website or application!
You can create and send SmartPay Payment Links from the SmartPay dashboard in 3 easy steps:
1. Go to the Invoice Management tab on your SmartPay Dashboard
2. Click on generate invoice
3. Fill in the customer information and amount request and send the link.
Yes, you can send Payment Link in bulk with the Batch Upload feature. You can upload a CSV file containing the list of customers, amount request and their contact details and send the requests in bulk.
Yes, partial payments can be collected from customers.
A Payment Form is a web page that gives the option to add product details along with the option to collect user details. You can collect payments from multiple customers using the same form, without any integration or coding. Share the form URL with your customer on SMS, Email, WhatsApp, other messaging apps.
Yes, there are multiple customisations available –
• Fix amount, or allow customers to choose the amounts
• Add custom fields to collect information from your customers
• Add product/service description.
We offer customisable pricing structure basis your business needs, you may connect with your nearest Utkarsh Small Finance Bank Branch or Relationship Manager for more details.
Yes, detailed report of all the payments received can be downloaded from the SmartPay Dashboard
You may also be interested in
Savings
Earn up to 7.75 %* on your Savings Account and get interest credited quarterly
Deposits
Earn interest rates up to 8.50 %* p.a. and 9.10 %* p.a. for Senior Citizens
Loans
Get Loan amount upto 10 Crores with Flexible Tenure upto 15 years
Insurance & Investment
Turn your surplus funds into security, for a better tomorrow
Location
You are never too far away from quick banking, check nearest Bank and ATM
Contact
Incase you wish to speak to our banking experts for resolution
Write to us
Whether it be a simple suggestion or feedback or an inquiry.